Many businessowners policies have exclusions for viruses or it will not be a covered loss. This is a concern for business interruption insurance. But in reading many professional liability policies there is no exclusion for viruses, pandemics, or plagues for attorney malpractice insurance, accountant errors & omissions or title agency errors & omissions.
If you have a covered malpractice exposure where the underlying cause was the Coronavirus chances are there will be coverage for that claim.
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Lee Norcross, MBA, CPCU
Managing Director, CEO
(616) 940-1101 Ext. 7080