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L Squared Insurance Agency Blog: professional liability insurance

View the latest blog posts from L Squared Insurance Agency.

An attorney can do the darnedest things to ensure that they get their claim denied.  Attorney Malpractice insurance policies are claims-made and reported policies.  Remember insurance policies are contracts.  Not understanding your coverage is not a defense for getting a claim denied. READ MORE >>

Many an attorney is frustrated when they first breach the subject of using the “free” non-practicing Extended Reporting Period Endorsement (ERP or Tail) with their Attorney Malpractice Agent.  If the agent tells them the cold “truth”, it can change the attorney’s plans about how and when to retire. READ MORE >>

Unlike 10 to 20 years ago attorney malpractice claims are now a part of life.  Today it is a cost of doing business.   Being a defendant in a legal malpractice claim is no fun.  In addition to the potential cost of an adverse judgement, there is the stress and expense of being away from practicing law to defend yourself. READ MORE >>

What do you mean that Full Prior Acts might not mean Full Prior Acts.  Legal Malpractice Insurance policies are similar but there is no common meaning to the terms.  Full Prior Acts is a term that is often misunderstood and changes from insurer to insure as to its meaning. READ MORE >>

You report a malpractice claim to your insurer giving an overview of what the claim was about.  Next thing you know you get a reservation of rights letter from your insurer.  When you top sheet the reservation of rights letter you start to get upset because it looks like the insurer is getting ready to decline coverage. READ MORE >>

The following Article is from AttPro Ally's Winter 2019 Issue 29 Quarterly magazine.   Bringing Your Practice Into the 21st Century By: Shari L Kelvens, Esq and Alanna Clair, Esq Inertia can be toxic to a law practice. Sometimes, lawyers are content to manage their practices as they always have, assuming that the old ways always work the best. READ MORE >>

Helping family members and friends with legal issues while not going through an attorney’s normal intake procedures is one of the quickest ways to get oneself in trouble.  A Colorado Attorney agreed to aid in negotiating a judgement obtained against his in-laws. READ MORE >>

The following article is from Wilson Elser/Attorneys Advantage website that our clients that are with Aon/AXIS Insurance have access to. October 30, 2018 Author: David H. Potter Data breaches and cyberattacks are becoming more prevalent and law firms have quickly become attractive targets for hackers due to the sensitive and privileged information firms collect. READ MORE >>

We frequently get asked questions as to whether we have an insurer that will provide coverage for different attorney practice areas.  As an independent nationwide agency there are rarely any areas of practice that we do not have an insurer willing to provide coverage for a well-run law firm. READ MORE >>

According to a number of media outlets, a Hiscox Insurance Company spokesman confirmed that one of its insured Law Firms has hacked.  Dark Overlord is demanding a ransom to not release sensitive 9/11 documents. READ MORE >>

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