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Home > Blog > L Squared Insurance Agency Blog: attorney malpractice
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L Squared Insurance Agency Blog: attorney malpractice

View the latest blog posts from L Squared Insurance Agency.

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Tuesday, January 31, 2023

Attorney Malpractice Insurance Prior Acts Coverage

Attorney malpractice insurance policies are claims-made policies. The prior acts date is essential to determine if there is coverage for covered acts that may have occurred many years ago. The claims department determines claims-made coverage by checking: 1. READ MORE >>

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Friday, January 27, 2023

Not Reporting ‘Small’ Attorney Malpractice Insurance Claims

Not reporting property insurance small claims makes sense. With a property claim you generally know with great certainty the amount of damages quickly. If the property claim is below or right around your property claims deductible, then handle the claim. READ MORE >>

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Wednesday, January 25, 2023

Attorney Malpractice Insurance Pre Claim Assistance

Insurers increasing offer pre-claims assistance.  This valuable tool is often overlooked.   Check with your agent to make sure your insurer has this coverage. When confronted with a situation that might result in a malpractice claim, most lawyers, understandably, do not know what to do. READ MORE >>

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Tuesday, January 24, 2023

Attorney Malpractice Claim Exhausts Policy Limit

Attorney malpractice insurance uses a claims-made policy form. This is an important concept when reducing coverage limits. Unlike an occurrence policy form where the policy form used to settle a claim is when the act occurred. READ MORE >>

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Monday, January 23, 2023

Attorney Malpractice Hammer Clause

You will not find the Hammer Clause anywhere in your policy. The Hammer Clause is slang for forcing a settlement in the Defense, Indemnification, and Cooperation section of your policy. As with other professional errors and omissions policies, the attorney malpractice insurance policies commonly gives the insured the right to tell the insurer whether to settle the claim or not. READ MORE >>

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Friday, January 20, 2023

Protecting Attorney Malpractice Insurance Past Acts When Two Attorney Firm Splits

When a two attorney firm splits, the best approach for the firm is to Purchase an Extended Reporting Period Endorsement (ERP/Tail) at the time the split occurs. The ERP is made part of the old firm’s last Attorney Malpractice Policy extending the reporting period for the number of years purchased. READ MORE >>

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Thursday, January 19, 2023

Attorney Malpractice Insurance Automatic Extended Reporting Period

  What does an ‘Automatic Extended Reporting Period’ (ERP) actually do? For special cases this provision works well but, it normally does not provide any coverage. Firms that think that this provision provides continued coverage for 60 days past the policy expiration date are in for a rude surprise. READ MORE >>

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Tuesday, January 17, 2023

Top Ten Risk Management Tips for Solo Practitioners

  Tip 1: Don’t be alone – establishing your network. Tip 2: Backup attorneys – not just for vacation. Tip 3: Establish infrastructure as if it weren’t just you. Tip 4: Follow the calendar. Tip 5: No flying by the seat of your pants – have a real five-year plan. READ MORE >>

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Friday, December 23, 2022

Attorney Malpractice Insurance Prior Acts

Attorney malpractice insurance, also known as professional liability insurance, is a type of insurance that protects attorneys from claims of professional negligence or wrongdoing. It covers legal expenses and damages that result from a malpractice lawsuit. READ MORE >>

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Friday, December 16, 2022

Attorney Malpractice Insurance Who's Insured

It's important to have the proper coverages to make sure your firm is properly insured. But also, it's important to know if you have insurance for your entity or persons that are associated with the firm. For most, this is a simple question but over the years we have seen some highly creative ... READ MORE >>

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