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L Squared Insurance Agency Blog

View the latest blog posts from L Squared Insurance Agency.

AARP recently posted an article on phone scams that you do not even have to answer the phone to be a Victim, Most telephone scammers rely on talk, getting you to pick up the phone so they can give their impersonations of IRS agents, noble fundraisers, tech-support saviors or grandkids in need. READ MORE >>

Scammers are increasingly targeting lawyers by sending forged emails to law firms, their clients and/or to financial institutions, instructing that funds be wired to accounts controlled by the scammers. The scam typically involves a compromised email account (which can be the lawyer’s, th... READ MORE >>

Everyone wants an accurate attorney malpractice insurance quote.  Remember it is not just the premium quoted that matters, but the coverage provided by that quote.  No one wants a low premium that does not provide the proper insurance coverage. READ MORE >>

We have actually helped law firms that were carrying 2 or 3 legal malpractice insurance policies because the malpractice insurers they had written with were only licensed in one state.  In many cases the premiums were cut in half once the firm was written on one policy. READ MORE >>

Many an attorney has commented when completing the malpractice insurance application that they refer out or case share cases that they normally do not handle.  While a referral or sharing a case can be in the best interest of the law firm and client be cautious about making sure you document the relationship. READ MORE >>

Many attorneys are surprised to find that attorney malpractice insurance policies have a deductible.  The deductible may be mandated by the underwriter to address small frequent claims or chosen by the insured to reduce premiums or claim costs. READ MORE >>

Question from Attorney: Why do I need prior acts coverage for Attorney Malpractice Insurance?   Response: Lawyers Professional Liability Insurance is written on a ‘Claims-made’ policy form.  ‘Claims-made’ coverage in its purest form would only provide coverage for covered acts that that occurred and were reported during the policy period. READ MORE >>

.The 2018 annual Ames & Gough survey used data provided by nine leading attorney malpractice companies that write approximately 80% of the attorney malpractice sold to law firms.   The key findings of the survey were: 1. READ MORE >>

Before your law firm’s malpractice insurance coverage sails into the sunset the wise professional considers purchasing an Extended Reporting Period Endorsement (ERP/Tail).  Many people think that a separate policy is issued once an ERP is purchased for a legal malpractice policy. READ MORE >>

Attorney Asks: Why did my attorney malpractice premium not go down at renewal?  I’m switching to all criminal work which I know is a lower risk area of practice, but the renewal application only wants to know what was done for the past year.  I told insurer that I want the practice areas changed to criminal anyway. READ MORE >>

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