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L Squared Insurance Agency Blog: malpractice insurance

View the latest blog posts from L Squared Insurance Agency.

Many law firms do not answer this attorney malpractice application question correctly.  Basically, the insurer wants to know what you did last year.  Emphasis on the ‘last’ year.     READ MORE >>

With some frequency professionals cite claims-made coverage that they had in the past as their current coverage.  Many seem to think that if the act occurred while coverage was previously inforce they still have coverage for that claim even if it was never reported to the insurer. READ MORE >>

In 2003, the Soldiers and Sailors Civil Relief Act was rewritten, and the name changed to Servicemembers Civil Relief Act.  Basically the act applies to any service members including reservists and National Guard members that are called to active duty. READ MORE >>

Every few months we have a law firm contact us about a judge that awarded attorney’s fees to the other party.  That award can be in the hundreds of thousands of dollars.  Many are under the false assumption that this is something normally covered under an attorney malpractice policy. READ MORE >>

2019 Webinar Series for Accounting Professionals A Risk Management Resource for Accounting Professionals READ MORE >>

This is a common question as to what the Innocent Insured Clause does? It is easy to misunderstand the meaning and intent of this clause in a policy. Deliberate or illegal acts are normally not insurable either by rule of law or the insurance language. READ MORE >>


Protecting the ‘business side of the law’, the firm needs to carry business owners, workers compensation, and cyber insurance. But these commercial insurance policies exclude the ‘practice side of the law’. Claims-made attorney malpractice insurance policies protect the ‘practice side of the law’. READ MORE >>

For years some professionals go without worrying about malpractice insurance coverage and the protection that comes with having their past acts covered.  But then there is a changing of the guard and the attorney or accountant calls because they need past acts protection. READ MORE >>

Attorney Malpractice Insurance policies are generally written as a ‘Duty to Defend’ policy.  With a Duty to Defend policy the insured has an expectation that if a claim is brought against the insured that the insurer will step up to the plate and provide a defense for the insured. READ MORE >>

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