L Squared Insurance Agency Blog: full prior acts
View the latest blog posts from L Squared Insurance Agency.
Wednesday, February 6, 2019What do you mean that Full Prior Acts might not mean Full Prior Acts. Legal Malpractice Insurance policies are similar but there is no common meaning to the terms. Full Prior Acts is a term that is often misunderstood and changes from insurer to insure as to its meaning. READ MORE >>
Friday, January 25, 2019Professional Liability Insurance policies are normally written on a ‘claims-made’ policy form. In its purest form, an unendorsed ‘claims-made’ policy only provides coverage for the current policy term for covered acts that occurred during and where the claim is made and reported during that policy term. READ MORE >>
Tuesday, February 20, 2018Attorney Malpractice insurance policies have a Retro Active date sometimes called a Prior Acts date. But some attorney malpractice policies do not. These attorney malpractice insurance policies are Full Prior Acts (FPA). READ MORE >>
Wednesday, January 24, 2018Professional Liability Insurance policies are normally written on a ‘claims-made’ policy form. In its purest form, an unendorsed ‘claims-made’ policy only provides coverage for the current policy term for covered acts that occurred during and where the claim is made and reported during that policy term. READ MORE >>
Wednesday, February 22, 2017 For Lawyers Professional Liability Insurance, there is not common meaning to the terms. “Full Prior Acts” is a term that is often misunderstood and changes from carrier to carrier as to what it means. Each Attorney Malpractice policy defines the terms used in the policy in its own unique way. READ MORE >>
Thursday, September 22, 2016As with many terms with Professional Liability Insurance, there is not common meaning to the term. “Full Prior Acts” is a term that is often misunderstood. Many insureds assume that “Full Prior Acts”, actually means that the insured attorney is covered from the inception of their practice. READ MORE >>
Thursday, March 31, 2016Question from Client: Is this Lawyers Professional Liability Insurance Policy Extended Reporting Period Endorsement (Tail) Full Prior Acts? Response: Many people think that there is a separate policy issued once “Tail” is purchased on a Lawyers Professional Liability Insurance Policy. READ MORE >>
Tuesday, October 27, 2015Most professional liability insurance policies have a Retro Active date or Prior Acts date, few have Full Prior Acts or FPA. Full Prior acts is a type of claims-made liability policy that does not contain a retroactive date and therefore covers claims arising from acts that took place at any time prior — regardless of how far in the past. READ MORE >>
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