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Home > Blog > L Squared Insurance Agency Blog: retirement tail
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L Squared Insurance Agency Blog: retirement tail

View the latest blog posts from L Squared Insurance Agency.

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Friday, August 12, 2022

Crum & Forster and the “Free” Attorney Malpractice Retirement Tail

With Crum & Forster (C&F) dropping its small firm Lawyer s Professional Liability Insurance what happens to the “Free” Retirement Tail? 1.       If C&F has issued the non-practicing extended reporting period endorsement (ERP) attached to your policy, then you have nothing to worry about. READ MORE >>

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Friday, July 29, 2022

Retired Means Retired for Attorney Malpractice Retirement Tail

Attorney Malpractice Insurance Policies are written on a ‘claims-made’ policy form. A claims-made policy form requires that the covered act must be reported (claim made) during the policy period or during the extension of the reporting period (ERP/Tail). READ MORE >>

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Thursday, December 27, 2018

Additional Questions Concerning Attorney Malpractice Insurance and a Retirement ERP

Please see the answers to your questions below each question: I know that this can be frustrating, but all attorney malpractice insurers’ extended reporting period (ERP/Tail) provisions are provisions that an insurer will not modify. READ MORE >>

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Friday, December 21, 2018

Attorney Malpractice Insurer Leaving your State and Your Retiring Soon

Every year there are insurers that leave the Attorney Malpractice marketplace.   In some cases it is because their relationship with their managing general agent (MGA) or agent ended.  In others it is because the insurer decided to stop writing attorney malpractice insurance. READ MORE >>

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Wednesday, December 12, 2018

Switching Legal Malpractice Insurers Close to Retirement not Always a Good Idea

As the New Year approaches this seems to the time of year that attorneys getting close to retiring start thinking about hanging up their shingles. Generally their income starts to drop and they start looking for ways to save money.  One of the quickest ways appears to be shopping the attorney malpractice insurance in hopes of getting a cheaper rate. READ MORE >>

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Monday, March 19, 2018

Semi -Retired Attorney wants his Attorney Malpractice Retirement Tail

Attorney Malpractice Insurance Policies are written on a ‘claims-made’ policy form.  A claims-made policy form requires that the covered act must be reported (claim made) during the policy period or during the extension of the reporting period (ERP/Tail). READ MORE >>

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Friday, March 16, 2018

Attorney has a non-practicing ‘free’ Attorney Malpractice Tail wants to start practicing again?

This is a frequently asked question.  Attorney takes the “free” non-practicing Extended Reporting Period Endorsement (ERP/Tail) on his Attorney Malpractice Insurance Policy and decides to start practicing law again at a later date.  What is the impact on the ERP?   READ MORE >>

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Monday, March 12, 2018

Perils of a ‘Free’ Retirement Tail

I hate this discussion with attorneys.  As with many things in life there is no right answer.  Everyone likes ‘free’.  But ‘free’ does not always mean that there are no strings attached.   Attorney Malpractice Insurance for solo practitioners ‘free’ retirement tail can be a great benefit. READ MORE >>

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Friday, September 16, 2016

Additional Attorney questions concerning AIG departure from Attorney Malpractice and an ERP

Please see the answers to your questions below. I know that this can be frustrating, but the extended reporting period provisions of any carrier’s lawyers professional liability insurance are an area that no insurance carrier will modify. READ MORE >>

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Thursday, September 15, 2016

Attorney has ERP Questions related to AIG leaving the Lawyers Insurance Market

As we go through the year, many attorneys that had been with National Union (AIG) for the attorney malpractice had stayed with them to take advantage of the “free” Non-practicing Extended Reporting Period Endorsement (ERP). READ MORE >>

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