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Home > Blog > L Squared Insurance Agency Blog: prior acts
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L Squared Insurance Agency Blog: prior acts

View the latest blog posts from L Squared Insurance Agency.

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Tuesday, January 31, 2023

Attorney Malpractice Insurance Prior Acts Coverage

Attorney malpractice insurance policies are claims-made policies. The prior acts date is essential to determine if there is coverage for covered acts that may have occurred many years ago. The claims department determines claims-made coverage by checking: 1. READ MORE >>

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Friday, December 23, 2022

Attorney Malpractice Insurance Prior Acts

Attorney malpractice insurance, also known as professional liability insurance, is a type of insurance that protects attorneys from claims of professional negligence or wrongdoing. It covers legal expenses and damages that result from a malpractice lawsuit. READ MORE >>

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Tuesday, October 18, 2022

Claims-Made Insurance Prior Acts Coverage Explained

Prior acts coverage and the ‘claims-made’ policy form are misunderstood malpractice insurance concepts. Misunderstanding these concepts costs professionals millions of dollars in coverage every year. There are two basic property and casualty insurance forms; the ‘occurrence’ policy form and the ’claims-made’ policy form. READ MORE >>

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Thursday, October 13, 2022

Leaving your law firm? Malpractice Insurance Past Acts Considerations

Avoid losing your prior acts coverage. Many professionals are making career decisions this year. Whether starting out on a new journey as a solo practitioner or forming new partnerships or joining existing partnerships protect your past acts. READ MORE >>

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Thursday, August 18, 2022

Prior Acts Coverage an Essential Part of a Claims-Made Policy

Claims-made prior acts coverage is a misunderstood malpractice insurance concept. This misunderstanding costs professionals millions of dollars in lost coverage every year. The two basic property and casualty insurance forms are the ‘occurrence’ policy form and the ’claims-made’ policy form. READ MORE >>

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Thursday, April 7, 2022

Legal Malpractice Insurance Prior Acts Types

A legal malpractice claims-made insurance error policy may have a Firm Prior Acts Date, an Individual Prior Acts Date, a Career Coverage Prior Acts Date and/or Predecessor Firm Prior Acts Date. The different prior acts types address specific coverage needs: 1. READ MORE >>

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Thursday, March 31, 2022

Professional Liability Claims-Made Insurance Prior Acts Explained

Prior acts along with a ‘claims-made’ policy form are two of the most misunderstood concepts with professional liability insurance. It is a shame, as this misunderstanding costs professionals millions of dollars in coverage every year. READ MORE >>

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Monday, September 20, 2021

Pay Attention to Past Acts Coverage when Leaving Law Firm

Without proper attention during the dissolving and forming of law firms with legal malpractice claims-made insurance policies can cost coverage.  Understand the need for making sure that past acts are covered.  While purchasing an extended reporting period endorsement (ERP) can be costly, it is often the best way for covering an attorney’s past acts. READ MORE >>

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Thursday, July 22, 2021

What does Attorney Malpractice Insurance Prior Acts Cover?

We often tell insured how important prior acts coverage is, but what does it cover? Attorney malpractice insurance is written on a ‘Claims-made’ policy form.  ‘Claims-made’ coverage in its purest form only provides coverage for covered acts that that occurred and were reported during the policy period. READ MORE >>

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Thursday, February 4, 2021

Attorney Malpractice Prior Acts Coverage

Because attorney malpractice insurance is written on a claims-made policy form, the prior acts date is important to determine if there is coverage for an act that may have occurred many years ago. To determine if the claims made policy covers the loss, the claims department checks: 1. READ MORE >>

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