L Squared Insurance Agency Blog: liability insurance
View the latest blog posts from L Squared Insurance Agency.
Wednesday, March 9, 2016What can be done about Data Breach or a Cyber Attach? Prevention is always the best medicine: 1. Training employees on the proper methods for handling the devices, passwords and how to use the internet and cloud. 2. Keeping current with operating systems and application software updates READ MORE >>
Wednesday, March 9, 2016How Does a Data Breach or Cyber Attack happen? Many data breaches are not very high tech: 1. With the use of tablets, laptops, smart phones, and thumb/flash drives by much organization, simply losing or having these devices stolen can open up your entire treasure trove of protected data. READ MORE >>
Wednesday, March 9, 2016The Problem with Cyber Liability & Data Breach: Wouldn’t be nice to go back to the good old days where all of your firm’s information was within the four walls of your office or warehouse. You could protect it from the outside world with locks, keys, and guard dogs. READ MORE >>
Tuesday, October 27, 2015Most professional liability insurance policies have a Retro Active date or Prior Acts date, few have Full Prior Acts or FPA. Full Prior acts is a type of claims-made liability policy that does not contain a retroactive date and therefore covers claims arising from acts that took place at any time prior — regardless of how far in the past. READ MORE >>
Wednesday, July 31, 2013The lawsuit by Christ Academy against Hermes Sargent Bates was only recently filed. Assuming the firm has adequate insurance limits, and there are no coverage disputes with the carrier, the insurance company will likely move quickly to control defense expenses and damages. READ MORE >>
Wednesday, July 24, 2013One of the most difficult concepts for purchasers of professional liability insurance to grasp is the meaning of “prior acts coverage” and “claims-made policies." As the case of Christ Academy v. READ MORE >>
Wednesday, July 24, 2013One of the most difficult concepts for purchasers of professional liability insurance to grasp is the meaning of “prior acts coverage” and “claims-made policies." As the case of Christ Academy v. READ MORE >>
Wednesday, July 17, 2013Law firms need to reapply for legal malpractice insurance every year. And on every application, whether it be for new business or a renewal policy, the law firm must answer questions about its client billings. Typical questions are: •How many times have you sued a client for fees in the past 5 years? READ MORE >>
Wednesday, July 3, 2013Last week we discussed the case of Christ Academy v. Hermes Sargent Bates and learned the many risks of having an underinsured client. (You can read the post here if you missed it.) Many employers think they are not at risk of a discrimination lawsuit because their employees “would never do that. READ MORE >>
Tuesday, June 25, 2013
Defense attorneys who successfully defended a private school against sex discrimination claims are now defending themselves against a malpractice claim filed by their former client. The Christ Academy claims its attorneys were “negligent and deceptive in defending the scho... READ MORE >>
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