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Many businesses, including Law Firms, Accounting Firms and Title Agencies are out of business when the power goes off.  The days of the green eye-shades are long gone.  According to The Hartford Article,power outages are one of the most common business disruptions that you need to be prepared for. As the old saying goes prepare for the worst and hope for the best.  Many small entities never recover from extended down time, and insurance coverage needs to be part of that plan.   The Hartford has prepared a few Helpful Hints to help with that preparation.

Also many do not realize that in a Business Owners Policy most have business interruption insurance that provides insurance coverage most these outages.

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