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Things to AvoidQuestion from Attorney:

Will you write a Lawyers Malpractice Insurance policy for me without prior acts coverage?  I currently have prior acts coverage and want to renew without any prior acts coverage and do not want to purchase a Tail or Extended Reporting Period Endorsement.


Attorney Malpractice Insurance or Lawyers Professional Liability Insurance is written on claims made basis.  Voluntarily renewing without prior acts coverage means that you have given up the protection that you have paid for in the past.  If permitted, the firm will then not really have any coverage.

Whether it is to meet a requirement for a referral service or a state mandate of requiring lawyers professional liability insurance; representing to that party that you have current coverage when continuously renewing coverage without prior acts coverage is deceitful.  L Squared Insurance Agency will not knowing write Lawyers Malpractice coverage that does not match the prior acts coverage of the firm’s current policy where the Law Firm for no good reason is voluntarily giving up their prior acts coverage.

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