L Squared Insurance Agency Blog: policy exclusions
View the latest blog posts from L Squared Insurance Agency.
Tuesday, August 25, 2020To the dismay of insureds, there is no such thing as an ‘All Risk’ insurance policy. If you have an insurance agent tell you that this is an ‘All Risk’ policy with everything covered run do not walk to the nearest exit. Case in point is the insured v insured exclusion in a legal malpractice policy. READ MORE >>
Tuesday, December 18, 2018We have Law Firms that hire a suspended attorney, one that was recently suspended, or had other disciplinary actions. While it is the firm’s prerogative to hire anyone they want, they should know about the disciplinary actions prior to making an offer. READ MORE >>
Friday, November 9, 2018PF Chang v Federal is a great case to discuss limitations in Business Owners Insurance (BOP)/Commercial General Liability (CGL) and Cyber Liability. This case goes to the heart of making sure that your insurance coverages for malpractice insurance, BOP/CGL and Cyber Liability properly cover the firm’s exposures. READ MORE >>
Tuesday, October 23, 2018You cannot know what is covered until you know what is not covered. Attorney professional liability insurance policies are not standard, so making the assumption that every Attorney Malpractice Insurance policy is the same; as the saying goes will make an “Ass out of you”. READ MORE >>
Tuesday, May 22, 2018Attorney malpractice policies are not standardized. There is no ISO attorney malpractice policy form. Some law firms attempt to address the policy coverage differences by having an agent do a side by side policy comparison. READ MORE >>
Tuesday, August 16, 2016Travelers Insurance wrote the general Liability insurance policy (CGL) and Chubb wrote the Cyber coverage for PF Chang. Chang had a data breach where 60,000 credit card numbers were stolen. It promptly filed claims with Travelers & Chubb for coverage. READ MORE >>
Wednesday, July 27, 2016As with any insurance policy, you first see what is covered, the next thing you need to look for is what is not covered. Attorney professional liability insurance policies are not standard, so making the assumption that every Attorney Malpractice Insurance policy is the same; as the saying goes will make an “Ass out of You”. READ MORE >>
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