L Squared Insurance Agency Blog: coverage
View the latest blog posts from L Squared Insurance Agency.
Wednesday, March 29, 2023 Berkshire Hathaway’s AmGuard Lawyers Professional Liability Insurance policy provides data breach coverage as an additional coverage. Few other malpractice insurers provide this as part of their base policy. Other malpractice insurers specifically exclude this coverage. READ MORE >>
Tuesday, March 28, 2023Dentistry requires a great deal of precision and personal trust between the patient and dentist. There isn’t often a lot of room for error. If a dentist makes a mistake because he or she fails to properly access risks, there could be a lot of costly damage. READ MORE >>
Monday, February 27, 2023With businesses of all sizes and across all sectors becoming more dependent on technology and online solutions, it’s essential to understand the considerable risks and exposures that come with such changes. While technological advancement can make specific tasks and projects easier, businesses may also become more susceptible to cyber crime. READ MORE >>
Thursday, February 16, 2023 There is no standard attorney malpractice policy definitions wording. But the definitions wording is similar from policy to policy. But minor policy wording differences can be the difference between having coverage or paying for the claim out of your own pocket. READ MORE >>
Thursday, January 26, 2023 Cyber Insurance Coverages to Look For First-party coverages cover you (the insured) for these costs: IT Forensics Determining exactly how a computer system was breached and what data was accessed, viewed, or copied. Notification READ MORE >>
Monday, January 9, 2023 L Squared has notice a disturbing trend with late renewals and non-pay cancellations. The insurance coverage cancellation frequency for premium non-payments and lapsed coverage is on the rise. Partly due to insured staff turnover, partly due to lack of funds. READ MORE >>
Tuesday, October 25, 2022 Upon receiving a subpoena for information or to testify take a deep breath and then notify your malpractice insurance. This benefit is a 2-edge sword. Responding to the subpoena without notifying your insurer could get a malpractice claim denial. READ MORE >>
Tuesday, October 18, 2022 Commonly part of the policy disciplinary coverage is found on admitted and a few non-admitted Legal Malpractice Insurance policies. Insurers that do not offer disciplinary coverage as part of their standard policy seldom will endorse it on. READ MORE >>
Tuesday, October 18, 2022 Prior acts coverage and the ‘claims-made’ policy form are misunderstood malpractice insurance concepts. Misunderstanding these concepts costs professionals millions of dollars in coverage every year. There are two basic property and casualty insurance forms; the ‘occurrence’ policy form and the ’claims-made’ policy form. READ MORE >>
Thursday, October 13, 2022 Avoid losing your prior acts coverage. Many professionals are making career decisions this year. Whether starting out on a new journey as a solo practitioner or forming new partnerships or joining existing partnerships protect your past acts. READ MORE >>
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