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When you have an insurance policy, it's easy to get complacent. You have your coverage, you're used to paying your premiums. But being complacent isn't good when it comes to your insurance policies. Failure to shopping yearly could mean leaving a lot of money on the table for you and your firm.

It's best to take a yearly inventory of your insurance needs. Have your coverage needs changed? If you don't take time to look at what type of coverage you need every year, you can find yourself in a tough spot when an accident happens and you aren't properly covered.

Some examples of changes you may have experienced in the past year are:

  • Change in Number of Employees
  • Increase in Revenue
  • New Office Locations
  • Bought a Building/Sold a Building
  • Changed areas of practice

Even if your coverage needs haven't changed, prices might. It's good to check around other insurance companies and see what they're offering -- perhaps you're paying too much for certain coverage. 

Posted 8:36 AM  View Comments

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