Attorney Malpractice Insurance and Accountant Malpractice Insurance are written on a claims-made basis.  One of the issues is when should a claim be reported and to which insurance carrier on a claims-made policy.  The liability portion of your Business Owners and Workers Compensation policies are written on an occurrence policy form.  Again the question arises as to when to report a claim and to whom.   The 1st time purchaser of a claims made professional liability in...