With people working remotely data breach and intrusion protection are more important then ever. Data Breach and Ransomware Attack frequency has never been higher. Cyber Insurers are experiencing exponential increases in claim frequency and severity. Insurers are reporting triple digit increases in Ransomware Claims. Make sure that you have the proper insurance coverage. We carry Cyber Insurance and you should too.
Business Owners Policies are designed to cover physical and general liability insurance exposures are not a substitute for Malpractice Insurance and/or Cyber Insurance.Malpractice Insurance is designed to cover your Professional Liability Exposures and in some limited circumstances may cover some 3rd Party Cyber exposures but normally not the 1st Partyissues. Some Cyber policies also offer coverage for Business Interruption due to a Cyber Event. And a few Cyber Insurers provide free and discounted security tools to help prevent a Cyber Claim.
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Lee Norcross, MBA, CPCU
Managing Director, CEO
(616) 940-1101 Ext. 7080