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Home > Blog > L Squared Insurance Agency Blog Page 3
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L Squared Insurance Agency Blog Page 3

View the latest blog posts from L Squared Insurance Agency.

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Thursday, March 2, 2023

Attorney Malpractice Insurance Claims Reporting

Attorney malpractice insurance protects in case of a malpractice claim made against your firm. Simple enough. But when to report a claim? A major reason for claims denial is prior knowledge. Of course, reporting a claim that’s not a claim could impact your insurance rates and future insurability. READ MORE >>

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Tuesday, February 28, 2023

Malpractice Insurance Duty to Defend Provision

“Duty to Defend” is an important provision in many Professional liability and Malpractice Insurance policies.  This gives the insured the peace of mind that an insurer cannot just choose not to defend without clearly stating why the policy does not provide coverage. READ MORE >>

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Monday, February 27, 2023

Attorney Malpractice Insurance Legal Services Defined (Almost)

Attorney malpractice insurance policies have no standard policy form.  So, defining Legal Services or Professional Services without caveats is not possible. Legal Services (Professional Services) definitions shown below from two different insurers do not provide the full picture. READ MORE >>

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Monday, February 27, 2023

I WANT TO AMEND MY PAYROLL INFORMATION from Employee Name oshjhlkjjh5@gmail.com

The following email was sent to our payroll department purportedly from a current employee: I WANT TO AMEND MY PAYROLL INFORMATION From: Employee Name oshjhlkjjh5@gmail.com To: Payroll Hello good day,  I have recently had problem with my current bank, can you update my payroll direct deposit information ? READ MORE >>

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Monday, February 27, 2023

Cyber Liability Insurance

With businesses of all sizes and across all sectors becoming more dependent on technology and online solutions, it’s essential to understand the considerable risks and exposures that come with such changes. While technological advancement can make specific tasks and projects easier, businesses may also become more susceptible to cyber crime. READ MORE >>

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Friday, February 24, 2023

Professional Liability Insurance Carrier Loss Runs

Underwriters often require Insurance carrier loss runs when a firm has claims, disciplinary activity, or insurance coverage non-renewed or rescinded. Underwriters may require loss runs prior to providing a quote and/or binding coverage. READ MORE >>

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Thursday, February 23, 2023

One Stop Shopping for Accountant and Attorney Property and Liability Insurance Needs

One Stop Shopping for Accountant and Attorney Property and Liability Insurance Needs Why search the internet for every insurance need?  As a nationwide agency, founded in 2002, insures over 4000 firms, L Squared Insurance Agency writes the following insurance Lines: READ MORE >>

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Wednesday, February 22, 2023

6 Reasons That Cyber Insurance is Essential

1. “Cyber is already covered by other lines of insurance…” Cyber cover in traditional lines of insurance often falls very short of the cover found in a standalone cyber policy. While there maybe elements of cyber cover existing within traditional insurance policies, it tends to be only partial cover at best. READ MORE >>

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Tuesday, February 21, 2023

Attorney Malpractice Insurance Policies No Grace Period

Question from Attorney: I am still looking at alternatives for renewing my attorney malpractice coverage and cannot get firm terms until I get Insurance Carrier Loss runs from my incumbent insurer. If I am a “few” days late renewing coverage is that going to be a problem? READ MORE >>

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Tuesday, February 21, 2023

6 Ways to Reduce Cyber Insurance Rates

Cyber Insurance has become a necessity in the modern business landscape as cyber crime continues to increase in number and sophistication. The average cost of a data breach in the United States currently amounts to $9.44 million. According to industry data, the global cost of cyber crime is expected to rise by $23. READ MORE >>

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