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Home > Blog > L Squared Insurance Agency Blog Page 103
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L Squared Insurance Agency Blog Page 103

View the latest blog posts from L Squared Insurance Agency.

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Tuesday, April 5, 2016

What limits should I have on my Lawyers Professional Liability Insurance policy?

What professional liability limits should a firm carry is a frequently asked question.  It is one of the hardest questions for an insurance agent/broker to answer for a law firm.  The broker simply does not know your law practice well enough to give more than a ballpark of needed limits. READ MORE >>

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Monday, April 4, 2016

My 2 Attorney Partnership is Splitting up – What impacts on Legal Malpractice Insurance?

If your 2 person law firm is splitting up and each going separate ways, the best approach for the firm is to Purchase an Extended Reporting Period Endorsement (ERP/Tail) at the time the split occurs.  The ERP is made part of your last Lawyers Professional Liability Policy extending the reporting period for the number of years purchased. READ MORE >>

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Monday, April 4, 2016

Poor client relations issues can fuel malpractice claims

It’s important to encourage your staff to improve client relationships whenever possible. Surprise your staff with gift cards or a catered lunch when you see them go above and beyond for a client, or if they consistently assist you with providing great client relations. READ MORE >>

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Friday, April 1, 2016

Need to add a "rider" to my Lawyers Professional Liability Policy for one large temporary project?

Request from our Client: Need to add a rider to our Lawyers Professional Liability Insurance Policy to increase my limits to cover a large real estate deal for a client. Response: The term “rider” is normally associated with life insurance and health insurance policies. READ MORE >>

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Thursday, March 31, 2016

Is this Lawyers Professional Liability Policy Extended Reporting Period Endorsement Full Prior Acts?

Question from Client: Is this Lawyers Professional Liability Insurance Policy Extended Reporting Period Endorsement (Tail) Full Prior Acts? Response: Many people think that there is a separate policy issued once “Tail” is purchased on a Lawyers Professional Liability Insurance Policy. READ MORE >>

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Wednesday, March 30, 2016

Insurance Carrier no longer writers Lawyers Professional Liability Coverage, what about myTail?

Even though the insurance carrier is no longer writing Lawyers Professional Liability Insurance your coverage for an issued Extended Reporting Period Endorsement (Tail) remains in force.  With this stated, as the years go by you could be with a carrier that has merged, been sold, liquidated or gone completely out of business. READ MORE >>

Tuesday, March 29, 2016

With AIG dropping Lawyer s Professional Liability Insurance what about the “Free” Retirement Tail?

From Client:  I am primarily retired now, and planned to take advantage of the tail hook coverage at some point during the next few years.  How will this change affect me in that regard?  Response: READ MORE >>

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Monday, March 28, 2016

My Lawyers Professional Liability policy was Step Rated?

When I asked why my lawyer’s professional liability policy premium went up, the agent stated that it was because of “step rating”.  What is step rating and why did my premium go up? Lawyers Professional Liability policies are Claims Made Policies.  Most Claims Made Policies are Step Rated. READ MORE >>

Friday, March 25, 2016

What is the difference between Admitted versus Non-Admitted (Surplus Lines) Insurance Carriers?

Most Lawyers Professional Liability Insurance policies are written by admitted insurance carriers. Some because of the law firm’s areas of practice, firm makeup or claims/disciplinary activity will not be accepted by an admitted insurance carriers program. READ MORE >>

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Thursday, March 24, 2016

Attorney Leaves Firm When does Their Lawyers Professional Liability Insurance Coverage End?

Many Law Firms have a misconception that the Lawyers Professional Liability Insurance Coverage for an attorney continues until the end of the policy term because it is paid for even after the attorney has left the firm.  Once an attorney leaves a law firm their work they do after they leave the firm is not covered. READ MORE >>

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