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Home > Blog > Attorney%20Malpractice%20Insurance > L Squared Insurance Agency Blog: attorney malpractice insurance
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L Squared Insurance Agency Blog: attorney malpractice insurance

View the latest blog posts from L Squared Insurance Agency.

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Tuesday, March 26, 2019

Understand What your Attorney Malpractice Policy does or does not Cover

Protecting the ‘business side of the law’, the firm needs to carry business owners, workers compensation, and cyber insurance. But these commercial insurance policies exclude the ‘practice side of the law’. Claims-made attorney malpractice insurance policies protect the ‘practice side of the law’. READ MORE >>

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Thursday, March 21, 2019

Claims-Made Errors & Omissions Run Off Policies for Accountants & Attorneys

For years some professionals go without worrying about malpractice insurance coverage and the protection that comes with having their past acts covered.  But then there is a changing of the guard and the attorney or accountant calls because they need past acts protection. READ MORE >>

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Thursday, March 7, 2019

When Attorney Malpractice Policy’s Duty to Defend is not a Duty to Defend

Attorney Malpractice Insurance policies are generally written as a ‘Duty to Defend’ policy.  With a Duty to Defend policy the insured has an expectation that if a claim is brought against the insured that the insurer will step up to the plate and provide a defense for the insured. READ MORE >>

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Thursday, February 28, 2019

Misusing Attorney Malpractice ‘Of Counsel’ Coverage

Over the years we have run into this coverage problem that unknowingly creates a lack of coverage for an attorney.  Just like a sleeping baby, no one screams until the baby is awakened. A multi-member law firm has a tenant attorney staying in their office space. READ MORE >>

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Thursday, February 28, 2019

Contract Attorneys Malpractice Insurance Coverage Dilemma

With law firms trying to reduce their costs by avoiding hiring new associate attorneys many firms have turned to hiring contract or appearance attorneys either on a short- or long-term basis.  This allows the law firm to take on more legal work without having to permanently increase its fixed costs. READ MORE >>

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Monday, February 25, 2019

Is an Attorney Malpractice Non-Practicing ‘Free’ ERP (Retirement Tail) Right for You?

Many an attorney is frustrated when they first breach the subject of using the “free” non-practicing Extended Reporting Period Endorsement (ERP or Tail) with their Attorney Malpractice Agent.  If the agent tells them the cold “truth”, it can change the attorney’s plans about how and when to retire. READ MORE >>

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Thursday, February 14, 2019

Attorneys Close to Retirement Don’t be Penny Wise and Pound Foolish

Have blogged about this before.  Attorney’s close to retirement having qualified for a free non-practicing ERP are shopping their malpractice insurance.  Saving a couple hundred dollars today could cost thousands tomorrow. READ MORE >>

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Tuesday, February 12, 2019

Prior Acts Types for Accountants and Attorneys Malpractice Insurance

Accountants Errors & Omissions and Attorney Malpractice insurance policies may have a Firm Prior Acts Date, an Individual Prior Acts Date, a Career Coverage Prior Acts Date and/or Predecessor Firm Prior Acts Date. Each can be used to address specific coverage needs: 1. READ MORE >>

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Wednesday, February 6, 2019

When is Full Prior Acts, Not Full Prior Acts?

What do you mean that Full Prior Acts might not mean Full Prior Acts.  Legal Malpractice Insurance policies are similar but there is no common meaning to the terms.  Full Prior Acts is a term that is often misunderstood and changes from insurer to insure as to its meaning. READ MORE >>

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Tuesday, January 22, 2019

Why is the insurer sending me a reservation of rights letter after I reported a malpractice claim?

You report a malpractice claim to your insurer giving an overview of what the claim was about.  Next thing you know you get a reservation of rights letter from your insurer.  When you top sheet the reservation of rights letter you start to get upset because it looks like the insurer is getting ready to decline coverage. READ MORE >>

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