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Home > Blog > Attorney%20Malpractice%20Insurance > L Squared Insurance Agency Blog: attorney malpractice insurance
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L Squared Insurance Agency Blog: attorney malpractice insurance

View the latest blog posts from L Squared Insurance Agency.

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Wednesday, July 11, 2018

Legal Malpractice Insurer Declines Coverage for Law Firm with Out of State Clients

We have actually helped law firms that were carrying 2 or 3 legal malpractice insurance policies because the malpractice insurers they had written with were only licensed in one state.  In many cases the premiums were cut in half once the firm was written on one policy. READ MORE >>

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Tuesday, July 10, 2018

Legal Malpractice Insurance Issues with Case Sharing and Client Referrals

Many an attorney has commented when completing the malpractice insurance application that they refer out or case share cases that they normally do not handle.  While a referral or sharing a case can be in the best interest of the law firm and client be cautious about making sure you document the relationship. READ MORE >>

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Thursday, June 7, 2018

Just Received a Reservation of Rights Malpractice Claims Letters—Now What?

You report a malpractice claim now the insurer sends a Reservation of Rights Letter (ROR).  Don’t panic this does not mean that the insurer is about to deny your claim. An ROR is a standard procedure for most malpractice claims departments. READ MORE >>

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Thursday, May 31, 2018

The Disappearing Extended Reporting Period Endorsement (ERP)-Bad Idea-Part V

We have discussed a number of issues with Extended Reporting Period Endorsements (ERP or Tail) recently.  One that does not come up often is the remaining ERP policy limit.  Remember that an ERP is attached to the last inforce policy. READ MORE >>

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Wednesday, May 23, 2018

Alternatives to Purchasing a Legal Malpractice ERP – Bad Idea Part I

Attorneys are very intelligent creative people who sometimes do dumb things.  Attorney Malpractice Extended Reporting Period Endorsements (ERP or Tail) are expensive.  Some firms have gone to great lengths to figure out ways to avoid buying an ERP to save money. READ MORE >>

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Tuesday, May 15, 2018

Why do I need Insurance Carrier Loss Runs to quote Malpractice Insurance?

Many people have no idea what Insurance Carrier Loss Runs are.  Plus who wants to discuss or disclose malpractice claims just to get an insurance quote.  Why won’t an insurer just quote without this information? Insurance carrier loss runs are a report(s) that shows claims reported to a malpractice insurer during the time the firm was with the insurer. READ MORE >>

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Monday, May 14, 2018

My Malpractice Insurer requires a new application every year

Year after year you are required to complete a malpractice application.  It is enough to make you want to scream.  Accountant and attorney malpractice insurers generally want an updated application every year.  But Business Owners, Workers Compensation and Commercial Auto insurers renew each year without an application. READ MORE >>

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Monday, April 30, 2018

How much does Attorney Malpractice Insurance Cost?

Lawyers that choose to go without malpractice insurance believe that because they work for a small firm and maintain close relationships with their regular clients, that they are immune to claims. Other attorneys believe that the chances of them facing a claim aren’t great enough for them to purchase an Attorney Malpractice insurance policy. READ MORE >>

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Thursday, March 22, 2018

Suing Clients for Unpaid Legal Fees Costs You

Attorneys become upset when they find out that suing clients for unpaid legal fees can cause their attorney malpractice insurance premiums to increase.  In fact, with many admitted malpractice insurers as few as 5 client fee suits for unpaid legal fees in a 2 year period causes the insu... READ MORE >>

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Wednesday, March 21, 2018

Attorney Malpractice Insurance Policy Lapsed Goodbye Prior Acts

Claims-made insurance is often misunderstood.  This misunderstanding can be costly. All Attorney Malpractice Insurance policies issued in the USA are written on a ‘claim-made’ policy form.  With claim-made coverage, once policy lapses, so does your past acts coverage. READ MORE >>

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