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You would never think to let your law firm go without attorney malpractice insurance.  Workers Compensation insurance is required by law for your employees.  A Business Owners Policy is there to protect your property and general liability exposures.  But for certain special events, there may be no coverage.

Business functions such as client dinners and parties can have a significant impact on the success of your law firm. Whether an event is used to:

1.        Reward or motivate employees to improve productivity;

2.       Help to raise your law firm’s profile in the community to bring in new clients

3.       Wine and dine a potential client transforming your firm from a possible option to the firm chosen.

Business functions are also expensive to host and plan. No matter how well your staff or event planner has done, they cannot guarantee that the function will go off without a hitch. Special events insurance for business functions can provide coverage when an event must be canceled due to inclement weather or a problem with the primary location. It can also prevent losses due to vendors who don't show up or don't perform as agreed. Finally, special events insurance can protect your firm from liabilities should an accident, bodily injury, or property damage occur during the event—even if the incident is fueled by alcohol.

Whether the venue hosting your event requires it or not, special events insurance is vital to ensuring that you walk away from the function without a major financial loss after something goes wrong. Special events insurance has many different coverage options, limits and deductibles, making premiums flexible and affordable. Not just for corporate functions, this insurance can also be utilized by nonprofits holding fundraising events.

To find out whether your upcoming event is covered by your current insurance give us a call at 616-940-1101.

Posted 8:39 AM  View Comments

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