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No one likes to think that their firm could be at risk, but the truth is natural disasters can strike at any time. Being prepared ahead of time can save your firm.  Hurricane season starts in June and continues through November, Tornado season from April until September June, and major thunderstorms or flooding can happen any time.

Here are some ways you can prepare your business for the worst case scenario: 

1.       Verify Contact Information for Employees and Vendors. 

Make sure that you have accurate and up-to date contact information so you can check on the well-being of employees as well as notify them when you are able to reopen your firm after a disaster.  Make sure that you have up to date information as to your computer hardware, office equipment needs so that you can obtain from your vendors replacement equipment if need be.

  1. Identify an Alternative Site for offices

Should your primary office be unavailable during or after a disaster, having a backup site will allow you to keep your firm running in the meantime.   If possible stock your backup site with any special supplies or equipment you may need to run your firm. 

  1. Secure and Backup Your Vital Records and Data

Securing your vital records will ensure that employees and clients are protected as well as keep you from running your firm while you try to salvage what’s left of your network after a disaster. 

  1. Check Your Insurance

A Business Owners Policy will your insurance cover the costs of creating a temporary office while you wait for repairs to be made for most perils of a disaster as well as loss of revenue while your firm is recovering.  It should be noted that there are exclusions to this coverage for Flood and Earthquake.  If you are in areas that are prone to these perils than you need to make sure that you have the proper policies in place to address these exposures.

Disaster may strike, but your firm can be protected.  Give L Squared Insurance a call to discuss what can be done to have the proper insurance protection to help keep you firm in business after a disaster strikes.

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